Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #6016055
Complaint Overview
Complaint ID: 6016055
Company: Emcc Holdings, LLC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Pennsylvania
ZIP Code: 154XX
Date Received: 2022-09-24T12:00:00-05:00
Date Sent to Company: 2022-09-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I sent a letter to Equiant Financial Services on XX/XX/2022 and got no response I also sent letters to XXXX on XX/XX/2022 to explain how they verified this account with proof of letters that the account is in another individuals name and not mine. Did not get an answer to how they verified the information. Sent letter to Equiant Financial Services on XX/XX/2022 and got no response again. Sent letter to XXXX again on XX/XX/2022 and got no response from them as well. Neither company has provided any documents to me explaining how this account is on my report. No proof and not even one response from creditor.
Frequently Asked Questions
What is Complaint #6016055 about?
Complaint #6016055 was filed against Emcc Holdings, LLC regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-09-24T12:00:00-05:00.
How did Emcc Holdings, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Emcc Holdings, LLC?
Yes, visit the Emcc Holdings, LLC company profile at readthecomplaint.com/company/emcc-holdings-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.