Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #6013479

Complaint Overview

Complaint ID: 6013479

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: Washington

ZIP Code: 980XX

Date Received: 2022-09-23T12:00:00-05:00

Date Sent to Company: 2022-09-23T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This is not a duplicate nor is this complaint filed by a third party. I am filing this complaint myself. Please see this complaint is processed to the letter of the law. The account liability on this report is absolutely unreliable and/or erroneous, please make sure to deliver evidence that I'm certainly the accountable party with this account or easily erase the item out of reporting on my credit report. This posting produces me personally harsh credit hardship. Simply because your particular institution has also affirmed this account as accurate- this is my request again for reinvestigation before I will sit down with an attorney towards the stubborn non-compliance within your organization in never posting me the info I requested during my previous dispute. Moreover, I highly recommend you give me a copy of the agreement approved or voice conversation where exactly I signed up billing me in this particular account. If not it's important to eliminate this from my credit as per the Fair Credit Reporting Act as well as the Fair Credit Billing Act. Original creditor : XXXX Date opened XX/XX/2021 Balance {$380.00}

Frequently Asked Questions

What is Complaint #6013479 about?

Complaint #6013479 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2022-09-23T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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