Debt collection -- Written notification about debt -- Complaint #6009632
Complaint Overview
Complaint ID: 6009632
Company: Law Offices Of Hayt, Hayt & Landau, LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: New Jersey
ZIP Code: 07083
Date Received: 2022-09-22T12:00:00-05:00
Date Sent to Company: 2022-09-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/2022, I received a letter from Law Offices of XXXX, XXXX XXXX XXXX about an alleged debt owed to XXXX XXXXXXXX that XXXX, XXXX & XXXX were trying to collect on. I was confused on how this company XXXX XXXX XXXX XXXX, XXXX & XXXX received my information and I never did business with them. Therefore, I sent them a validation of debt letter and they responded with a letter sent out XX/XX/2022. The letter consist of XXXX XXXX statements stating that I allegedly owe them money and they are attempting to collect a debt. This caused me to panic, so I started to do some research and noticed that I was being violated my rights under the FDCPA. In there letter it stated that I allegedly owe {$660000.00}. After completing my researched I noticed several violations of my rights, in there letter sent to me 15 USC 1692 ( a ), 15 USC 1692e ( 2 ), 15 USC 1692d ( 2 ), 15 USC 1692b ( 2 ), 15 USC 1692d ( 1 ), 15 USC 1692 ( a ), 15 USC 1692a ( 6 ) and 15 USC 1692j ( a ).
Frequently Asked Questions
What is Complaint #6009632 about?
Complaint #6009632 was filed against Law Offices Of Hayt, Hayt & Landau, LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2022-09-22T12:00:00-05:00.
How did Law Offices Of Hayt, Hayt & Landau, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Law Offices Of Hayt, Hayt & Landau, LLC?
Yes, visit the Law Offices Of Hayt, Hayt & Landau, LLC company profile at readthecomplaint.com/company/law-offices-of-hayt-hayt-landau-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.