Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5991756
Complaint Overview
Complaint ID: 5991756
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Texas
ZIP Code: 756XX
Date Received: 2022-09-17T12:00:00-05:00
Date Sent to Company: 2022-09-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
In accordance with the Fair Credit Reporting Act, Account XXXX XXXXXXXX XXXX Acct # XXXX Violated my rights under 15 U.S.C. 1681 section 602 A states I have a right to privacy, and under 15 U.S.C. 1681 section 604 A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. In accordance with the Fair Credit Reporting Act, Account XXXX XXXX Acct # XXXX Violated my rights under 15 U.S.C.1681 section 602 A states I have a right to privacy, and under 15 U.S.C 1681 section 604 A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. In accordance with the Fair Credit Reporting Act, Account XXXX XXXX Acct # XXXX Violated my rights under 15 U.S.C. 1681 section 602 A states I have a right to privacy, and under 15 U.S.C. 1681 section 604 A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. In accordance with the Fair Credit Reporting Act, Account XXXX XXXX XXXX Acct # XXXX - Violated my rights under 15 U.S.C. 1681 section 602 A states I have a right to privacy, and under 15 U.S.C. 1681 section 604 A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. In accordance with the Fair Credit Reporting Act, under 15 U.S.C. 1692 C Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with the consumer in connection with the collection of any debt. In accordance with the Fait Credit Reporting Act, all these accounts are in direct violation of my constitutional federal rights under 15 U.S.C. 1681
Frequently Asked Questions
What is Complaint #5991756 about?
Complaint #5991756 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-09-17T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.