Payday loan, title loan, or personal loan -- Charged fees or interest you didn't expect -- Complaint #5990350
Complaint Overview
Complaint ID: 5990350
Company: Giggle Finance INC.
Product: Payday loan, title loan, or personal loan
Sub-Product: Payday loan
Issue: Charged fees or interest you didn't expect
State: Texas
ZIP Code: 77009
Date Received: 2022-09-16T12:00:00-05:00
Date Sent to Company: 2022-09-16T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I applied for a loan and I was approved for {$1400.00} and after deducting their XXXX XXXX Origination Fee, they funded me {$1200.00}. So now they said I must payback {$2200.00} ( XXXX weekly payments of {$220.00} ). I have made XXXX payments totaling {$1500.00} and I still have XXXX more payments remaining totaling {$660.00}. So that means they loan me {$1200.00}, I am paying like XXXX XXXX on interest por XXXX months loan. I didnt know that when I signed for This loan. I try to talk with them to send me the details about the loan they said this is not a loan and I should read this before signed. Can you please help me with this situation? This is a lot of money to pay back for a loan. In this short amount of time. Thank you
Frequently Asked Questions
What is Complaint #5990350 about?
Complaint #5990350 was filed against Giggle Finance INC. regarding Payday loan, title loan, or personal loan specifically about Charged fees or interest you didn't expect. It was received by the CFPB on 2022-09-16T12:00:00-05:00.
How did Giggle Finance INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.
Can I see other complaints against Giggle Finance INC.?
Yes, visit the Giggle Finance INC. company profile at readthecomplaint.com/company/giggle-finance-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.