Payday loan, title loan, or personal loan -- Getting a line of credit -- Complaint #5986437

Complaint Overview

Complaint ID: 5986437

Company: Pentagon Federal Credit Union

Product: Payday loan, title loan, or personal loan

Sub-Product: Personal line of credit

Issue: Getting a line of credit

State: Georgia

ZIP Code: 30342

Date Received: 2022-09-15T12:00:00-05:00

Date Sent to Company: 2022-09-15T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I was discriminated by PenFed for a line of credit. I exercised my rights in good faith and did not receive an adverse action letter. Credit is my right and a credit score is not a requirement for credit to be extended. I have exercised my rights further and have gotten inaccurate information off of my credit report and still the credit reporting agencies are causing me great harm. Penfed and I entered into a consumer credit transaction and I received no benefit from this transaction. The inquiry is proof of this. I received no documentary evidence of who benefited from this transaction and I would like to know who did because it wasn't me, the consumer.

Frequently Asked Questions

What is Complaint #5986437 about?

Complaint #5986437 was filed against Pentagon Federal Credit Union regarding Payday loan, title loan, or personal loan specifically about Getting a line of credit. It was received by the CFPB on 2022-09-15T12:00:00-05:00.

How did Pentagon Federal Credit Union respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.

Can I see other complaints against Pentagon Federal Credit Union?

Yes, visit the Pentagon Federal Credit Union company profile at readthecomplaint.com/company/pentagon-federal-credit-union to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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