Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5946386
Complaint Overview
Complaint ID: 5946386
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Pennsylvania
ZIP Code: 19120
Date Received: 2022-09-03T12:00:00-05:00
Date Sent to Company: 2022-09-04T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
The Credit Bureaus in question stated that my account was thoroughly and properly investigated although how is this possible with the date of last activity, High balance, Dated opened, and credit limit of the account was reported inaccurately. This is clear violation of my rights and is ground for removal. Inaccurately report on Account # XXXX 1. Date of last activity TransUnion is reporting XX/XX/XXXX. XXXX is reporting XX/XX/XXXX and XXXX is reporting XX/XX/XXXX. 2. High Balance TransUnion is reporting {$440.00}. XXXX is reporting {$0.00} and XXXX is reporting {$200.00}. 3. Dated opened TransUnion is reporting XX/XX/XXXX. XXXX is reporting XX/XX/XXXX and XXXX is reporting XX/XX/XXXX 4.Credit limit TransUnion is reporting {$230.00}. XXXX is reporting {$230.00} and XXXX is reporting {$0.00}. I have informed the bureaus that a consumer reporting agency can not furnish a account without written consent and instruction under 15 U. S. C. 1681 Section 604 A Section 2. Also as a reminder I also have right to privacy which has been made Clear to bureaus under 15 U. S. C. 1681 Section 602A
Frequently Asked Questions
What is Complaint #5946386 about?
Complaint #5946386 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-09-03T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.