Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5946047
Complaint Overview
Complaint ID: 5946047
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Old information reappears or never goes away
State: Florida
ZIP Code: 32765
Date Received: 2022-09-03T12:00:00-05:00
Date Sent to Company: 2022-09-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
EQUIFAX : XXXX XXXX XX/XX/XXXX XXXX Account refuses to be removed by Equifax or XXXX XXXX. 7 years have transpired. Still being reported as of XXXX XXXX XXXX IS FULLY AWARE OF THIS, THEIR SNARKY RESPONSE IS VIEWED AS INTENTIONAL DAMAGE TO MY CREDIT REPORT FOR AN OLD EXPIRED ACCOUNT OVER 7 YEARS OF AGE. I WANT THIS ITEM REMOVED. XX/XX/XXXX, L XX/XX/XXXX, L XX/XX/XXXX, L XX/XX/XXXX XXXX XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX L XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX THE FOLLOWING FIELDS HAVE BEEN MODIFIED : *ADDITIONAL INFORMATION *DATE OF MAJOR DELINQUENCY 1ST REPORTED *ACTIVITY DESIGNATOR *ACCOUNT HISTORY. If you have additional questions about this item please contact : XXXX, XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX XXXX XXXX XXXX OH XXXX Account Number Date Opened High Credit Credit Limit Terms Duration Terms Frequency Months Revd Activity Designator Creditor Classification XXXX XX/XX/XXXX $ 0 Monthly 31 Closed Date of Last Reported Update Balance Amount Amount Past Due Date of Last Payment Actual Payment Amount Scheduled Payment Amount Date of 1st Delinquency Date of Last Activity Date XXXX XXXX. 1st Rptd Charge Off Amount Deferred Pay Start Date Balloon Pay Amount Balloon Pay Date Date Closed XX/XX/XXXX {$930.00} {$930.00} XX/XX/XXXX XX/XX/XXXX {$930.00} Status Type of Account Type of Loan Whose Account Portfolio Indicator Portfolio Status Charge Off Revolving Charge Account Individual Accoun
Frequently Asked Questions
What is Complaint #5946047 about?
Complaint #5946047 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-09-03T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.