Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5937749
Complaint Overview
Complaint ID: 5937749
Company: Allied Collection Services, INC. (Nevada)
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Washington
ZIP Code: 98683
Date Received: 2022-08-31T12:00:00-05:00
Date Sent to Company: 2022-08-31T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/202XXXX XXXX flagged my credit report for a major derogatory in regard to some association with a company called " XXXX '' for the original amount of {$1000.00}. This was done with no prior notice or contact with me in regard to the alleged charge. I have no knowledge of this account and do not even know who " XXXX '' is. Allied Collection Service has failed to validate this alleged charge despite my continued efforts to reach out via USPS XXXX Mail with Return Receipts dated ( XX/XX/2022 and XX/XX/2022 ). I reached out to all three credit bureaus about this issue on the week of XX/XX/2022 as well as the week of XX/XX/2022 and I feel they did not do their due diligence in investigating this matter. I still have yet to see any forms of supporting documentation tying me to this debt, however it has dropped my credit score over XXXX points and has become a massive issue. There is only so much I can do in regard to proving this debt was made up, yet it seems to be standing despite any sort of supporting documentation. I received a letter recently from Allied Collection Service dated XX/XX/2022 verifying '' the account, which was basically just a piece of paper with no supporting documentation that said the amount they allege I owe them. This has proved nothing, and I still refute any ownership of this debt. I am still waiting to see ANY form of documentation that ties me to this debt what so ever.
Frequently Asked Questions
What is Complaint #5937749 about?
Complaint #5937749 was filed against Allied Collection Services, INC. (Nevada) regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-08-31T12:00:00-05:00.
How did Allied Collection Services, INC. (Nevada) respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Allied Collection Services, INC. (Nevada)?
Yes, visit the Allied Collection Services, INC. (Nevada) company profile at readthecomplaint.com/company/allied-collection-services-inc-nevada to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.