Debt collection -- False statements or representation -- Complaint #5929739

Complaint Overview

Complaint ID: 5929739

Company: Hw Holding, INC

Product: Debt collection

Sub-Product: Other debt

Issue: False statements or representation

Sub-Issue: Attempted to collect wrong amount

State: Indiana

ZIP Code: 462XX

Date Received: 2022-08-29T12:00:00-05:00

Date Sent to Company: 2022-08-29T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

After receiving notification of this debt I quickly asked for validation. I was not in agreement on the amount and the charges for the debt ( reasons stated below ). I sent letters to H & W and XXXX All I received was the exact same validation information from H & W and no response to my statements about the inaccuracies. I lived at an XXXX property ( XXXX XXXX XXXX ) from XXXX. I moved out in XXXX of XXXX and left a very clean apartment with minimal wear and tear. In the two years I lived there, the turnover for other apartments was very heavy. Every apartment that someone moved out of, got new carpet, I watched this many times. Even apartments where the tenant was there less than a year. It said pet stains but my dog was 100 % bathroom trained and there are no stains on the carpet ( as shown in my pictures ) Additionally, they charged for cleaning appliances when I personally cleaned appliances and took pictures of appliances and every room before vacating the apartment. Also, I never received anything from XXXX, although they had my forwarding address. I had no clue about this bill until a collection agency contacted me in XXXX of XXXX.

Frequently Asked Questions

What is Complaint #5929739 about?

Complaint #5929739 was filed against Hw Holding, INC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2022-08-29T12:00:00-05:00.

How did Hw Holding, INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Hw Holding, INC?

Yes, visit the Hw Holding, INC company profile at readthecomplaint.com/company/hw-holding-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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