Vehicle loan or lease -- Problems at the end of the loan or lease -- Complaint #5925663

Complaint Overview

Complaint ID: 5925663

Company: Capital One Financial Corporation

Product: Vehicle loan or lease

Sub-Product: Loan

Issue: Problems at the end of the loan or lease

Sub-Issue: Unable to receive car title or other problem after the loan is paid off

State: Oklahoma

ZIP Code: 731XX

Date Received: 2022-08-28T12:00:00-05:00

Date Sent to Company: 2022-08-28T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

Company refuse to provide copy of requested full disclosure of auto loan contract and credit card contract with complete account numbers and transaction history. Company Name : Capital One Company EIN XXXX Address : XXXX XXXX XXXXXXXX XXXX, XXXX, Virginia XXXX I believe the company has committed fraud by switching my auto loan from paid in full to owing a balance. This was put on my credit report in error. In fact, I had a credit card with the company also and somehow they have switched the credit card loan to the auto loan.

Frequently Asked Questions

What is Complaint #5925663 about?

Complaint #5925663 was filed against Capital One Financial Corporation regarding Vehicle loan or lease specifically about Problems at the end of the loan or lease. It was received by the CFPB on 2022-08-28T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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