Debt collection -- Attempts to collect debt not owed -- Complaint #5921964
Complaint Overview
Complaint ID: 5921964
Company: Collection Bureau Of Fort Walton Beach, INC
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Florida
ZIP Code: 32207
Date Received: 2022-08-26T12:00:00-05:00
Date Sent to Company: 2022-09-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/2022 I sent to the COLLECTION BUREAU XXXX XXXX a letter and beyond the time allowed by Federal law have not heard back from them informing me if an investigation has taken place. The letter I sent to the COLLECTION BUREAU XXXX XXXX icluded all supporting documents including an FTC report showing all fraudulent accounts that were opened in my name. Of those still being reported on my Credit report is one and thats by COLLECTION BUREAU XXXX XXXX all other accounts held by other collections agencies were deleted. I informed them that there was a fraudulent account being reported by them on my XXXX credit profile. I'm desiring to get passed this ongoing attempt to be given what is righteously due to me, JUSTICE. I have provided COLLECTION BUREAU OF XXXX with laws they are violating against me and also informed them of what my financial compensation could be if they are found to be willfully or negligently non willfully causing me pain by not deleting this erroneous and fraudulent information as stated in the FCRA. I have given to this company FTC reports, statements personally by me via letter about how I had been defrauded, as well as other laws that are being ignored. It seems I am being purposefully ignored and mistreated by the COLLECTION BUREAU XXXX XXXX. I will NOT be taken advantage of anymore. Delete this from my report as it is not mine! and I will not participate in the collection of this debt. Delete or next I will seek litigation. I have provided an attachment that contains my FTC report, dispute sent to the COLLECTION BUREAU XXXX XXXX on XX/XX/2022, Drivers License ( this is also is my proof of current residence as I do not have any bills in my name ), and my social security card. I gave the COLLECTION BUREAU XXXX XXXX No permissible purpose to report anything on my report and demand this be deleted according to 15 U.S. Code 1681b PERMISSIBLE PURPOSE OF CONSUMERS REPORTS. According to my rights in the FDCPA I also am requesting communication between me and you to cease and desist. Unless you can provide me with the Original contractual Documents bearing my signature, as well as the statue of limitation of that debt present I again am being violated and the account MUST BE DELETE AT ONCE. DELETE this fraudulent account. I had no knowledge it existed.
Frequently Asked Questions
What is Complaint #5921964 about?
Complaint #5921964 was filed against Collection Bureau Of Fort Walton Beach, INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-08-26T12:00:00-05:00.
How did Collection Bureau Of Fort Walton Beach, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Collection Bureau Of Fort Walton Beach, INC?
Yes, visit the Collection Bureau Of Fort Walton Beach, INC company profile at readthecomplaint.com/company/collection-bureau-of-fort-walton-beach-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.