Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5921848

Complaint Overview

Complaint ID: 5921848

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: Virginia

ZIP Code: 22192

Date Received: 2022-08-26T12:00:00-05:00

Date Sent to Company: 2022-08-26T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I previously submitted a complaint via CFPB towards Equifax in regard to multiple unauthorized inquiries that were showing on my credit report due to fraud/identity theft. See complaint # XXXX. Overall, Equifax agreed to delete the fraudulent inquiries and gave their resolution to you that this will be deleted. However, they did not follow through and missed deleting one of the inquiries they said they would delete. As of XX/XX/XXXX, the fraudulent inquiry made on XX/XX/XXXX for company " XXXX XXXX '' also known as " XXXX XXXX XXXX '', still remains on my credit report, when it needed to be deleted. Equifax was not thorough and somehow missed this one.

Frequently Asked Questions

What is Complaint #5921848 about?

Complaint #5921848 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-08-26T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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