Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #5920639

Complaint Overview

Complaint ID: 5920639

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: Texas

ZIP Code: 77084

Date Received: 2022-08-26T12:00:00-05:00

Date Sent to Company: 2022-08-26T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Equifax pretends they are investigating. Equifax responded they investigated XXXX XXXX, which I NEVER made a complaint about. The hard inquiries ( XXXX XXXX XXXXXXXX XXXX ), 200 SOFT INQUIRES, and 2 accounts from ( DEPT OF ED/XXXX ) was never removed as I demanded. I NEVER GAVE MY CONSENT OR PERMISSION to report. I provided the FTC report on multiple occasions including uploading it to the prior complaint through CFPB and STILL Equifax is getting away with reporting inaccuracies to my consumer report. This is unjust, this is FRAUD. This is an on-going pattern.

Frequently Asked Questions

What is Complaint #5920639 about?

Complaint #5920639 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2022-08-26T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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