Debt collection -- Written notification about debt -- Complaint #5914380

Complaint Overview

Complaint ID: 5914380

Company: Collection Bureau Of America Ltd.

Product: Debt collection

Sub-Product: Other debt

Issue: Written notification about debt

Sub-Issue: Didn't receive notice of right to dispute

State: Michigan

ZIP Code: 482XX

Date Received: 2022-08-24T12:00:00-05:00

Date Sent to Company: 2022-08-24T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XXXX Collection Bureau has violated my federally protected rights under the FDCPA. I never received a dispute notice before furnishing neither alleged debt to my consumer report. You are now on Notice to cease and desist all communications from me from all mediums including my consumer report for both alleged debt your office has. XXXX is also using my consumer report with Extortionate means to coerce and swindle me into an payment which is an violation of 18 U.S.C. 892. Any damages suffered from XXXX including but not limited to denial of credit, mental anguish, and emotional distress, will be billed to XXXX in an invoice via mail.

Frequently Asked Questions

What is Complaint #5914380 about?

Complaint #5914380 was filed against Collection Bureau Of America Ltd. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2022-08-24T12:00:00-05:00.

How did Collection Bureau Of America Ltd. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Collection Bureau Of America Ltd.?

Yes, visit the Collection Bureau Of America Ltd. company profile at readthecomplaint.com/company/collection-bureau-of-america-ltd to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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