Vehicle loan or lease -- Getting a loan or lease -- Complaint #5909938

Complaint Overview

Complaint ID: 5909938

Company: Upstart Holdings, INC.

Product: Vehicle loan or lease

Sub-Product: Loan

Issue: Getting a loan or lease

Sub-Issue: Confusing or misleading advertising or marketing

State: Texas

ZIP Code: 78641

Date Received: 2022-08-23T12:00:00-05:00

Date Sent to Company: 2022-08-24T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I had XXXX call XXXX today and they said he had a separate loan he was calling to update my application so I talked to a agent I explain what was going on that I needed to change so things he said he would update it for me I gave the information he stated that I needed to send a copy of license because it was not clear I said okay he stated someone would call me to go over new rates I believe this is racial profiling my application was incomplete I have confirmation I have till the XXXX XXXX to reply I update my info I also have a co signer also on application

Frequently Asked Questions

What is Complaint #5909938 about?

Complaint #5909938 was filed against Upstart Holdings, INC. regarding Vehicle loan or lease specifically about Getting a loan or lease. It was received by the CFPB on 2022-08-23T12:00:00-05:00.

How did Upstart Holdings, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.

Can I see other complaints against Upstart Holdings, INC.?

Yes, visit the Upstart Holdings, INC. company profile at readthecomplaint.com/company/upstart-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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