Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5906600
Complaint Overview
Complaint ID: 5906600
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Georgia
ZIP Code: 30045
Date Received: 2022-08-22T12:00:00-05:00
Date Sent to Company: 2022-08-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Equifax, XXXX XXXX and XXXX are reporting an account with misleading information. After I reviewed my credit report online these three bureau have two accounts named ( XXXX ) and ( XXXX XXXX ) that is reporting false information. XXXX is reporting this as an installment loan and I never applied for an installment loan with this company. Underneath is the account information off my credit report from three bureaus.XXXX XXXX and XXXX is reporting a different account type for XXXX. The account named ( XXXX XXXX ) is reporting different account types on my reports. Please delete ( XXXX ) and ( XXXX XXXX ) from all my credit reports immediately. XXXX Equifax. XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account # XXXX Account # XXXX Account # XXXX Account Status-Closed Account status-Closed Account status-Closed Date Opened-XXXX XXXX. Date opened-XXXX XXXX Date opened-XXXX XXXX Account type-Credit Card. Account type-Revolving Account type- Revolving account Highest Balance-None Highest Balance-None Highest balance- {$360.00} Terms- Revolving Terms-None Terms- Responsibility-Individual Responsibility- Responsibility- XXXX EQUIFAX XXXX XXXX XXXX XXXX Account # XXXX Account # XXXX Account # XXXX Account Status-Closed Account status-Closed Account status-Closed Date opened-XXXX XXXX Date opened-XXXX XXXX. Date Opened-XXXX XXXX Account type-Auto Loan Account type-Installment. Account type-Installment Account Highest Balance- Highest Balance- Highest balance- Terms-68months Terms-68months Terms-68months Responsibility-Individual Responsibility-Individual Responsibility- Original balanceXXXX Original balance-XXXX Original balanceXXXX Past Due AmountXXXX Past Due Amount- XXXX Past Due AmountXXXX
Frequently Asked Questions
What is Complaint #5906600 about?
Complaint #5906600 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-08-22T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.