Payday loan, title loan, or personal loan -- Improper use of your report -- Complaint #5906292
Complaint Overview
Complaint ID: 5906292
Company: Set Financial Corporation
Product: Payday loan, title loan, or personal loan
Sub-Product: Installment loan
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Missouri
ZIP Code: 65721
Date Received: 2022-08-22T12:00:00-05:00
Date Sent to Company: 2022-08-22T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I noticed this account on my credit report. I have written this company numerous times and they have never responded by mail, email or phone, ever. It says it was sold to XXXX XXXX XXXX. They have never contacted me, either. I tried to login to their website and it says that my information doesn't match their records. This is an unknown account being reported to my credit reports makes it identity theft. It says that I have made some payments, which is not true. I have never made a payment on this account. Which makes this account, inaccurate and unverifiable, which is grounds for deletion.
Frequently Asked Questions
What is Complaint #5906292 about?
Complaint #5906292 was filed against Set Financial Corporation regarding Payday loan, title loan, or personal loan specifically about Improper use of your report. It was received by the CFPB on 2022-08-22T12:00:00-05:00.
How did Set Financial Corporation respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.
Can I see other complaints against Set Financial Corporation?
Yes, visit the Set Financial Corporation company profile at readthecomplaint.com/company/set-financial-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.