Credit card or prepaid card -- Getting a credit card -- Complaint #5901076

Complaint Overview

Complaint ID: 5901076

Company: Capital One Financial Corporation

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Getting a credit card

Sub-Issue: Application denied

State: New York

ZIP Code: 12550

Date Received: 2022-08-21T12:00:00-05:00

Date Sent to Company: 2022-08-21T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

i applied to Capital One Bank USA NA for a XXXX credit card and my application was denied based on the fact they say my account usage and terms of account was not what we agreed on I was to say that's not true in any way this was on XX/XX/2022 I would like to dispute this action and come to term with the company on the truth and I would to be approved

Frequently Asked Questions

What is Complaint #5901076 about?

Complaint #5901076 was filed against Capital One Financial Corporation regarding Credit card or prepaid card specifically about Getting a credit card. It was received by the CFPB on 2022-08-21T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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