Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5899421
Complaint Overview
Complaint ID: 5899421
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Iowa
ZIP Code: 507XX
Date Received: 2022-08-20T12:00:00-05:00
Date Sent to Company: 2022-08-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I declare under penalty of perjury ( under the laws of the United States, if executed outside of the United States ) that the foregoing is true and correct to the best of my knowledge. Further, I certify that I am permitted by FEDERAL and STATE LAW to file this dispute. I also understand that knowing and willful misstatements or omissions of material facts constitutes a FEDERAL CRIMINAL VIOLATION punishable under 18 U.S.C. 1001. Additionally, these misstatements are punishable as perjury under 18 U.S.C. 1621. XXXX XXXX XXXXXXXX This account is not only incomplete, it's inaccurate. Why are there so many missing fields of information? Did XXXX XXXX not supply that information to you? Why isn't XXXX XXXX isn't reporting any payment history at all? How can I be on time in XXXX of 2021 with XXXX but 30 days late with Equifax? How can I be 30 days late with XXXX and 60 days late with Equifax in XXXX of 2021? How can I be 60 days late with XXXX and 90 days late with Equifax in XXXX of 2021? How can I be 90 days late with XXXX and 120 days late with Equifax in XXXX of 2021? Attached you'll find a screenshot of the trade-line displaying the inaccurate reporting. This has caused me to suffer and its defamation of my character.
Frequently Asked Questions
What is Complaint #5899421 about?
Complaint #5899421 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-08-20T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.