Credit reporting, credit repair services, or other personal consumer reports -- Problem with a company's investigation into an existing issue -- Complaint #5894551

Complaint Overview

Complaint ID: 5894551

Company: Experian Information Solutions INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Other personal consumer report

Issue: Problem with a company's investigation into an existing issue

Sub-Issue: Difficulty submitting a dispute or getting information about a dispute over the phone

State: Pennsylvania

ZIP Code: 19082

Date Received: 2022-08-18T12:00:00-05:00

Date Sent to Company: 2022-08-18T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

After visiting a furniture store on XX/XX/22 and becoming aware that Clarity Services exists I attempted to obtain a copy of my consumer report. They have refused to provide me with the consumer report unless I provide them with my entire identity, driver 's license, social security card and proof of residency via mail or fax. I find this to be highly unethical and negligent business practice as well as a violation of my right according to the FCRA. To send my entire identity would be irresponsible and negligent on my behalf. This is sensitive information being requested by a third party.

Frequently Asked Questions

What is Complaint #5894551 about?

Complaint #5894551 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a company's investigation into an existing issue. It was received by the CFPB on 2022-08-18T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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