Debt collection -- Written notification about debt -- Complaint #5878200
Complaint Overview
Complaint ID: 5878200
Company: TD Bank US Holding Company
Product: Debt collection
Sub-Product: Credit card debt
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: New York
ZIP Code: 12533
Date Received: 2022-08-14T12:00:00-05:00
Date Sent to Company: 2022-08-31T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Hey, I sent three letter to all credit bureaus in XX/XX/2022, and I was told after any investigation in which an item of the information is shown to be incorrect or can not be validated, the consumer reporting agency should, 1 ) delete the item of information off of my credit report Account XXXX is repeatedly posting charge offs to my account monthly. With innacurate dates of account opened. Also for XXXX XXXX XXXX I have two late payments posted, in which I payed,
Frequently Asked Questions
What is Complaint #5878200 about?
Complaint #5878200 was filed against TD Bank US Holding Company regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2022-08-14T12:00:00-05:00.
How did TD Bank US Holding Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against TD Bank US Holding Company?
Yes, visit the TD Bank US Holding Company company profile at readthecomplaint.com/company/td-bank-us-holding-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.