Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5877705
Complaint Overview
Complaint ID: 5877705
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Georgia
ZIP Code: XXXXX
Date Received: 2022-08-14T12:00:00-05:00
Date Sent to Company: 2022-08-14T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
1. XXXX XXXX XXXX REPORTING 3 TRADELINES AS NEGATIVE TOTALING PPROX {$5000.00} ( SEE ATTACHED XXXX XXXX DISCHARGE ) 2. US DEPARTMENT OF EDUCATION XXXXREPORTING 6 TRADELINES AS NEGATIVE TOTALING APPROX {$48000.00} ALL ACCOUNTS WERE INCLUDED IN 2015 BANKRUPTCY AND DEBT DISCHARGED 1099C FILED 3. XXXX XXXX 1099C FILED NO MORE COLLECTION 4. XXXX XXXX XXXX HAS THE ASSET, FILED 1099C NO MORE COLLECTION AND HAS BEEN REPORTING DUPLICATES AND AGGRESSIVELY. nO WRITTEN CONSENT. ( SEE ATTACHED 1099c ) REMEDY : REMOVE ALL VIOLATION FEE {$1000.00} EACH TOTALING {$11000.00} BANCRUPTCIES ID XXXX FILE WAS DISMISSED REMEDY : REMOVE VIOLATION FEE : {$1000.00} HARD INQUIRIES : THE FOLLOWING DID NOT EXTEND CREDIT DUE TO INACCURATE REPORTING OF VARIOUS DATA FURNISHERS : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Remedy : Remove all inquiries VIOLATION FEE {$1000.00} EACH TOTALING {$18000.00} ( also includes duplicate. corporations inquiries ) Personal Information ( SEE ATTACHED ) 33 INCORRECT/INCOMPLETE DATA Remedy : Remove all inquiries VIOLATION FEE {$1000.00} EACH TOTALING {$33000.00} ( also includes duplicate entries )
Frequently Asked Questions
What is Complaint #5877705 about?
Complaint #5877705 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-08-14T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.