Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5876615
Complaint Overview
Complaint ID: 5876615
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: South Carolina
ZIP Code: 29625
Date Received: 2022-08-14T12:00:00-05:00
Date Sent to Company: 2022-08-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I had a XXXX XXXX XXXX through XXXX XXXX. My monthly payments were set up for automatic bank draft on the XXXX of each month. XXXX sold my account to XXXX XXXX XXXX ; I am not sure of the exact date this occurred. I was not notified by XXXX XXXX. My account was not drafted as scheduled on XX/XX/2022. XXXX reported the account as delinquent on XX/XX/2022. I was not notified by XXXX XXXX XXXX I do not have the " new '' account number or any other pertinent information to make payments with XXXX. I became aware only when I received a credit monitoring alert stating that my FICO score dropped by XXXX points. My total balance is {$170.00}. The last posted payment to XXXX XXXX was on XX/XX/2022.
Frequently Asked Questions
What is Complaint #5876615 about?
Complaint #5876615 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-08-14T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.