Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5868584
Complaint Overview
Complaint ID: 5868584
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: North Carolina
ZIP Code: 27591
Date Received: 2022-08-11T12:00:00-05:00
Date Sent to Company: 2022-08-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
There is an account with XXXX XXXX that was opened around XX/XX/2016 for approximately XXXX dollars. This account was subsequently charged off. This account does not belong to me. I have disputed this account with XXXX, XXXX and Experian and all but Experian have removed the account. I have disputed this account with Experian too many times to count. I have submitted fraud affidavit after fraud affidavit to them and they come back a week later and say that the account remains. I have contacted the company XXXX XXXX and they cant provide me any info. I have asked Experian on several occasions to provide me the documents that were used to validate the account as mine and have never received it.
Frequently Asked Questions
What is Complaint #5868584 about?
Complaint #5868584 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-08-11T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.