Payday loan, title loan, or personal loan -- Incorrect information on your report -- Complaint #5861029
Complaint Overview
Complaint ID: 5861029
Company: V And H Portfolio
Product: Payday loan, title loan, or personal loan
Sub-Product: Payday loan
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Ohio
ZIP Code: 45103
Date Received: 2022-08-09T12:00:00-05:00
Date Sent to Company: 2022-08-09T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Both of the following accounts were opened fraudulently and I had no knowledge of them until they appeared on my XXXX credit report. The first was originally opened apparently XX/XX/XXXX at XXXX XXXX for {$750.00} and is now managed by Vance and Huffman. The second account was originally opened XX/XX/XXXX at XXXX XXXX XXXX for {$1100.00} and is now managed by XXXX XXXX XXXX XXXX. I have filed multiple disputes thru XXXX but the disputes were found to meet FCRA requirements. I have absolutely NO knowledge of either account and have never heard of or used either company.
Frequently Asked Questions
What is Complaint #5861029 about?
Complaint #5861029 was filed against V And H Portfolio regarding Payday loan, title loan, or personal loan specifically about Incorrect information on your report. It was received by the CFPB on 2022-08-09T12:00:00-05:00.
How did V And H Portfolio respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.
Can I see other complaints against V And H Portfolio?
Yes, visit the V And H Portfolio company profile at readthecomplaint.com/company/v-and-h-portfolio to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.