Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5860598

Complaint Overview

Complaint ID: 5860598

Company: Affirm Holdings, INC

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account status incorrect

State: Arizona

ZIP Code: XXXXX

Date Received: 2022-08-09T12:00:00-05:00

Date Sent to Company: 2022-08-09T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

AS OF XXXX XXXX has failed to update my fraudulent account that are being reported on the consumer profile. FTC and the Police report along with the deletion letter from the company XXXX is evident and attached as well as Affirm being deleted permantely from my consumer profile I have reported them as well for their deceptive reporting and clear violation of the 15USC 1692 ( g ). Their inaccurate reporting concerning the XXXX account are not only abusive but clearly fabricated the loans are in deferment not closed and 90 days late. XXXX you are violating federal law and I do intend to receive cure for the injuries that I have thus sustained. See attached Invoice.

Frequently Asked Questions

What is Complaint #5860598 about?

Complaint #5860598 was filed against Affirm Holdings, INC regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-08-09T12:00:00-05:00.

How did Affirm Holdings, INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Affirm Holdings, INC?

Yes, visit the Affirm Holdings, INC company profile at readthecomplaint.com/company/affirm-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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