Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5852825

Complaint Overview

Complaint ID: 5852825

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: New Jersey

ZIP Code: 08085

Date Received: 2022-08-07T12:00:00-05:00

Date Sent to Company: 2022-08-07T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XXXX I contacted the agencies and they have not done anything they violated 15 USC 1681 A ( 3 ) in which they did not have my consent to share any of my information 15 USC 1681 A ( 4 ) They were unfair and partial and did not respect my rights. They failed to provide me with a copy of the consent pursuant to their data sharing policy. All of my student Loans are reporting incorrectly, all of my credit cards are reporting inaccurately. My mortgage and my car loans are reporting incorrectly and missing information. Please assist me in this matter. Thank you

Frequently Asked Questions

What is Complaint #5852825 about?

Complaint #5852825 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-08-07T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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