Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5850717
Complaint Overview
Complaint ID: 5850717
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Pennsylvania
ZIP Code: 15206
Date Received: 2022-08-06T12:00:00-05:00
Date Sent to Company: 2022-08-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
i, XX/XX/2020 According to 15 usc 1681 ( a ) ( 3 ) Equifax assumed a vital role in assembling my consumer report. 15 usc 1681 ( a ) ( 4 ) Equifax Didnt exercise grave responsibility, was unfair and partial, and didnt respect my right to privacy. As a consumer Equifax never had permissionable purpose, and I never gave permission according to 15 usc 1681 ( b ) ( 2 ) to furnish anything in pursuant to my consumer report. I have attempted to dispute the a furnish account twice but have been ignored.
Frequently Asked Questions
What is Complaint #5850717 about?
Complaint #5850717 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-08-06T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.