Debt collection -- Attempts to collect debt not owed -- Complaint #5845427
Complaint Overview
Complaint ID: 5845427
Company: V And H Portfolio
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Illinois
ZIP Code: 60431
Date Received: 2022-08-04T12:00:00-05:00
Date Sent to Company: 2022-08-17T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I feel like I'm being taken advantage of being ignored of my disputes. XXXX makes it clear that failure to review an item within XXXX days will result in its removal from my credit report immediately. These entries should be deleted immediately as they are older than XXXX days. I demand the immediate deletion of these accounts ; otherwise, I will sue you for the stress you have given me. XXXX ( Original Creditor : XXXX THE XXXX XXXX ) XXXX
Frequently Asked Questions
What is Complaint #5845427 about?
Complaint #5845427 was filed against V And H Portfolio regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-08-04T12:00:00-05:00.
How did V And H Portfolio respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against V And H Portfolio?
Yes, visit the V And H Portfolio company profile at readthecomplaint.com/company/v-and-h-portfolio to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.