Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #5836185

Complaint Overview

Complaint ID: 5836185

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: South Carolina

ZIP Code: 295XX

Date Received: 2022-08-02T12:00:00-05:00

Date Sent to Company: 2022-08-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This is not an error I have a collection on my consumer report. this account was removed because I did not owe them the alleged debt and y'all placed it back on my report. and they could not provide me with the information on the alleged debt so they removed it. i have a letter that they sent me stating that they removed the collection from my consumer report. the XXXX XXXX needs to be removed from my report immediately. My next concern is that y'all have not removed these inquiries from report. these inquiries are not mines i never gave them consent or authorized them to pull my report i have sent in a identity theft report on these inquires XXXX times, y'all refuse to remove them these inquires are unknown to me and i want them removed from my consumer report immediately. these inquiries are not factual, and they must be removed from my consumer report. you are failing to comply for not maintaining maximum accuracy on my report and refusing to remove inquiries that i don't know about and I'm thinking about litigation for the stress you have caused me. remove the inquires immediately from my report.

Frequently Asked Questions

What is Complaint #5836185 about?

Complaint #5836185 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2022-08-02T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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