Debt collection -- Took or threatened to take negative or legal action -- Complaint #5828418
Complaint Overview
Complaint ID: 5828418
Company: Merchants Adjustment Service, INC.
Product: Debt collection
Sub-Product: Medical debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Alabama
ZIP Code: 360XX
Date Received: 2022-07-31T12:00:00-05:00
Date Sent to Company: 2022-08-17T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/2018, this account became delinquent for {$130.00} and was sent to the collection agency on XX/XX/2018. I advised them that " a family member has the same or similar name and asked them to remove this from my credit. They threatened me and told me " if I didn't pay this account they would send the account to the credit bureaus. ''
Frequently Asked Questions
What is Complaint #5828418 about?
Complaint #5828418 was filed against Merchants Adjustment Service, INC. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2022-07-31T12:00:00-05:00.
How did Merchants Adjustment Service, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Merchants Adjustment Service, INC.?
Yes, visit the Merchants Adjustment Service, INC. company profile at readthecomplaint.com/company/merchants-adjustment-service-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.