Checking or savings account -- Closing an account -- Complaint #5828364

Complaint Overview

Complaint ID: 5828364

Company: Capital One Financial Corporation

Product: Checking or savings account

Sub-Product: Checking account

Issue: Closing an account

Sub-Issue: Company closed your account

State: California

ZIP Code: 91786

Date Received: 2022-07-31T12:00:00-05:00

Date Sent to Company: 2022-07-31T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I've had my Capital One accounts for a good amount of time. Considering that there are no Capital One Bank in my general area, I would make mobile checks deposits when able and use XXXX for most other deposits. I would give funds to my family member who would then XXXX those funds into my account for me. It was the most convenient option. In addition I kept getting repeated charges from two different places so I called in to order a new card. The representative looked into my account and stated it suspicious to have so many XXXX transfer and for using more than one device to log into my account. I use my personal phone, laptop, and work phone to check my balance. Apparently that's not allowed but not stated in terms and conditions. I was also told I could never do business with them ever again.

Frequently Asked Questions

What is Complaint #5828364 about?

Complaint #5828364 was filed against Capital One Financial Corporation regarding Checking or savings account specifically about Closing an account. It was received by the CFPB on 2022-07-31T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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