Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5826947
Complaint Overview
Complaint ID: 5826947
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Texas
ZIP Code: 75024
Date Received: 2022-07-30T12:00:00-05:00
Date Sent to Company: 2022-07-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Name. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date XX/XX/2022 I received my investigation back and you stated you completed a fair investigation and these accounts are 100 % accurate. But can you please answer this one question. How did you investigate these accounts? Because according to the fair credit reporting act 15 U.S. Code 1681a this is how you supposed to investigative my consumer report Did you interview my neighbors? Did you interview my friends? How did you talk to? One more thing can you please tell me how everything is accurate since these accounts date open, date last active not reporting the same information. How did you talk to? One more thing can you please tell me how everything is 100 % accurate if the date open, date last active on these accounts are not reporting the same Information. You have violated multiple laws below : 15 U.S. Code 1681a 15 U.S. Code 1681 15 U.S. Code 1681i I demand you delete the accounts from my credit report, I listed below : XXXX XXXX XXXX XXXX XXXX Please remove it from my credit report XXXX. The following information is incorrect XXXX XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. XXXX. The following information is incorrect XXXX XXXX XXXX Account Number : XXXX Please update all late payment, all late payment was made on time XXXX. The following information is incorrect XXXX XXXX XXXX Account Number : XXXX Please update all late payment, all late payment was made on time XXXX. Validate Account XXXX XXXX Account XXXX : XXXX Please remove it from my credit report. XXXX. Validate Account XXXX XXXX BANK Account Number : XXXX Please remove it from my credit report. XXXX. Validate Account XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. XXXX. Validate Account XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. XXXX. Validate Account XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 19. Validate Account XXXX XXXX BANK XXXX Account Number : XXXX Please remove it from my credit report. 20. Validate Account XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 21. The following information is incorrect XXXX XXXX XXXX Account Number : XXXX Please update all late payment, all late payment was made on time XXXX. Validate Account XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. XXXX. Validate Account XXXX XXXX XXXX : XXXX
Frequently Asked Questions
What is Complaint #5826947 about?
Complaint #5826947 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-07-30T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.