Debt collection -- Written notification about debt -- Complaint #5818140
Complaint Overview
Complaint ID: 5818140
Company: Credit Acceptance Corporation
Product: Debt collection
Sub-Product: Auto debt
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: Texas
ZIP Code: 78249
Date Received: 2022-07-27T12:00:00-05:00
Date Sent to Company: 2022-07-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
There is a company reporting inaccurate information on my credit report. I have reached out and have been unsuccessful in my opportunity to get those things removed and deleted from my credit report. This creditor is reporting that I owe XXXX and I have not authorize nor did business with this creditor. I am asking for verification that this debt is valid and where did they get this information from.
Frequently Asked Questions
What is Complaint #5818140 about?
Complaint #5818140 was filed against Credit Acceptance Corporation regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2022-07-27T12:00:00-05:00.
How did Credit Acceptance Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Credit Acceptance Corporation?
Yes, visit the Credit Acceptance Corporation company profile at readthecomplaint.com/company/credit-acceptance-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.