Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #5817340

Complaint Overview

Complaint ID: 5817340

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: New Hampshire

ZIP Code: 035XX

Date Received: 2022-07-27T12:00:00-05:00

Date Sent to Company: 2022-07-27T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I applied for a credit card with XXXX XXXX on XXXX XXXX and was denied because Trans Union reported that I was a delinquent consumer from XXXX credit card. I was in dispute of {$320.00} with XXXX and it was paid off by XXXX XXXX XXXX sending me a check. XXXX reported to trans Union I was in arrears for several months, When in fact I was is dispute with XXXX. Now my credit rating has dropped to XXXX and I can't get credit because XXXX reported my disputed incorrectly to Trans Union. Matter of fact it was reported as non payment not even a dispute. I called XXXX and was refused help on XX/XX/2022. I was hung up on 3 times. So now I am filing this complaint.

Frequently Asked Questions

What is Complaint #5817340 about?

Complaint #5817340 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2022-07-27T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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