Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5814524

Complaint Overview

Complaint ID: 5814524

Company: Experian Information Solutions INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: North Carolina

ZIP Code: 28262

Date Received: 2022-07-26T12:00:00-05:00

Date Sent to Company: 2022-07-26T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I reviewed my consumer report and found several accounts being reported inaccurately. I have disputed these accounts with the reporting agency but have not received a timely response. These alleged accounts have caused great harm to my report. As I result, I have experienced a lot of stress. My stress levels have caused my XXXX XXXX to increase to the point of needing medication. I am challenging the following accounts : 1XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account Number : N/A 2XXXX XXXX XXXX Account Number : N/A 3. XXXX XXXX XXXX XXXX Account Number : XXXX 4. XXXX XXXX Account Number : N/A 5. XXXX Account Number : XXXX These accounts are in violation of 15 USC 1681e ( b ). They are not reporting with maximum possible accuracy after having been reinvestigated. Thus being used improperly to damage my reputation. USPS tracking : XXXX

Frequently Asked Questions

What is Complaint #5814524 about?

Complaint #5814524 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-07-26T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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