Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5812858
Complaint Overview
Complaint ID: 5812858
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Georgia
ZIP Code: 30294
Date Received: 2022-07-26T12:00:00-05:00
Date Sent to Company: 2022-07-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
As a result of my inaccuracy submissions, the credit bureaus stated that my account was properly investigated. However, that is not a true statement. As you will see below, such information on my reports are still not accurate. 15 U.S.C. 1681 Section 602 A ; States I have the right to privacy. 15 U.S.C. 1681 Section 602 A, Section 2 ; States a consumer reporting agency can not furnish an account without my written instructions. Inaccurate DOB on all three reports Inaccurate Current Address on all three reports Inaccurate Employers on all three reports Inaccurate Total Accounts on all three reports Inaccurate Open Accounts on all three reports Inaccurate Derogatory Accounts on all three reports Inaccurate Total Balances on all three reports Inaccurate Total Payments on all three reports Inaccurate Total Inquiries on all three reports XXXX - Inaccurate date opened - Inaccurate Date Last Active - Inaccruate Date of Last Payment - Inaccurate Payment History XXXX XXXX - Inaccurate date opened - Inaccurate Last Reported - Inaccurate Date Last Active - Inaccurate Payment History XXXX XXXX - Inaccurate Account Status - Inaccurate Date Opened - Inaccurate Last Reported - Inaccurate Date Last Active - Inaccurate Payment History XXXX XXXX ( XXXX ) - Inaccurate Date Opened - Inaccurate Date Last Active XXXX - Inaccurate Account Status - Inaccurate Date Opened - Inaccurate Comments- Inaccurate Date Last Active - Inaccurate Payment History XXXX XXXX - Inaccurate Account Status - Inaccurate Date Opened - Inaccurate Last Reported - Inaccurate Comments- Inaccurate Date Last Active - Inaccurate Payment History XXXX XXXX - Inaccurate Account Status - Inaccurate Date Opened - Inaccurate Comments- Inaccurate Date Last Active XXXX - Inaccurate Account Status - Inaccurate Date Opened - Inaccurate Comments- Inaccurate Date Last Active XXXX XXXX - Inaccurate Account Status - Inaccurate Date Opened - Inaccurate Comments- Inaccurate Date Last Active XXXX - Inaccurate Account Status - Inaccurate Date Opened - Inaccurate Comments- Inaccurate Date Last Active XXXX XXXX XXXXXXXX ) - Inaccurate Account Status - Inaccurate Date Opened - Inaccurate Last Reported - Inaccurate Comments- Inaccurate Date Last Active - Inaccurate Payment History XXXX XXXX XXXXXXXX ) - Inaccurate Account Status - Inaccurate Date Opened - Inaccurate Last Reported - Inaccurate Comments- Inaccurate Date Last Active - Inaccurate Payment History XXXX XXXX - Inaccurate Account Status - Inaccurate Date Opened - Inaccurate Last Reported - Inaccurate Comments- Inaccurate Date Last Active - Inaccurate Payment History XXXX - Inaccurate Date Opened - Inaccurate Last Reported - Inaccurate Comments- Inaccurate Payment History XXXX OR XXXX - Inaccurate Date Opened - Inaccrurate High Credit - Inaccurate Payment Status - Inaccurate Last Reported - Inaccurate Comments- Inaccurate Date Last Active - Inaccurate Payment History XXXX XXXX Inaccurate Account Status - Inaccurate Date Opened - Inaccurate Comments- Inaccurate Date Last Active - Inaccurate Payment History XXXX - Inaccurate Account Status - Inaccurate Date Opened - Inaccurate Comments- Inaccurate Date Last Active - Inaccurate Payment History XXXX XXXX XXXX - Inaccurate Account Status - Inaccurate Date Opened - Inaccurate Comments- Inaccurate Date Last Active - Inaccurate Payment History
Frequently Asked Questions
What is Complaint #5812858 about?
Complaint #5812858 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-07-26T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.