Debt collection -- Attempts to collect debt not owed -- Complaint #5773682
Complaint Overview
Complaint ID: 5773682
Company: Collection Services Of Athens, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Missouri
ZIP Code: 64138
Date Received: 2022-07-14T12:00:00-05:00
Date Sent to Company: 2022-07-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I sent this letter to Collection Service O and 40 days later I never received a response. This account is not mine, this is a fraudulent charge on my account that needs to be removes. I disputed this with XXXX XXXX 15 U.S.C 1681 Section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. XX/XX/2022 Collection Service OF Athens XXXX XXXX XXXX XXXX GA XXXX To whom this may concern Your company said I allegedly owe you money I will PAY under one condition if you can provide. 1. Validation of the debt-that is, the actual accounting. 2. Verification of a signed Invoice. 3. A copy of the contract binding both parties ( you and them ), in a letter by certified mail so that there is an independent witness to it having been delivered. Kind Regards XXXX XXXX
Frequently Asked Questions
What is Complaint #5773682 about?
Complaint #5773682 was filed against Collection Services Of Athens, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-07-14T12:00:00-05:00.
How did Collection Services Of Athens, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Collection Services Of Athens, INC.?
Yes, visit the Collection Services Of Athens, INC. company profile at readthecomplaint.com/company/collection-services-of-athens-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.