Payday loan, title loan, or personal loan -- Struggling to pay your loan -- Complaint #5758826
Complaint Overview
Complaint ID: 5758826
Company: Ldf Holdings, LLC
Product: Payday loan, title loan, or personal loan
Sub-Product: Payday loan
Issue: Struggling to pay your loan
State: New York
ZIP Code: 11420
Date Received: 2022-07-11T12:00:00-05:00
Date Sent to Company: 2022-07-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I took out three payday loans one from Lendumo one from XXXX XXXXXXXX XXXX XXXX XXXX.Im struggling to make my payments each month and also paying my other bills.These loans are putting me in debt I wouldnt have considered a payday but I was desperate.I was getting rejected everywhere else but the payday loans where very easy to get approved for.My pension is XXXX XXXX a month and my payday loans are over XXXX XXXX a month.I live in New York where I found out payday loans are illegal.l took out a payday loan from Lendumo in XXXX of this year for XXXX and I have to pay back XXXX XXXX I borrowed XXXX dollars from XXXX XXXX and have to pay back XXXX and from XXXX XXXX I borrowed XXXX dollars and have to pay back XXXX dollars my payment is XXXX a month for 12 months. I borrowed in XX/XX/2022. Lendumo I pay XXXX a month and XXXX XXXX a month these loans will be paid off in XXXX.Be honest with you I did use my old XXXX XXXX address to get the loan but I read XXXX is illegal too.I do have a valid New York drivers license and Bank account Looking for relief thank you XXXX XXXX
Frequently Asked Questions
What is Complaint #5758826 about?
Complaint #5758826 was filed against Ldf Holdings, LLC regarding Payday loan, title loan, or personal loan specifically about Struggling to pay your loan. It was received by the CFPB on 2022-07-11T12:00:00-05:00.
How did Ldf Holdings, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.
Can I see other complaints against Ldf Holdings, LLC?
Yes, visit the Ldf Holdings, LLC company profile at readthecomplaint.com/company/ldf-holdings-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.