Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #5754428

Complaint Overview

Complaint ID: 5754428

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: Virginia

ZIP Code: 238XX

Date Received: 2022-07-10T12:00:00-05:00

Date Sent to Company: 2022-07-10T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

In checking my TransUnion report I noticed an account XXXX XXXX XXXX with no account number showing on my report as last reporting XXXX XXXX with an open balance showing {$1300.00}. To my knowledge I do not, nor have I entered into an agreement for repayment to XXXX XXXX XXXX. XXXX XXXX XXXX has no authority to collect from me. XXXX XXXX XXXX is hereby in violation of my consumer rights afforded to me under the Fair Credit Reporting Act. According to the Fair Credit Report Act section 609 ( a ) ( 1 ) ( A ) you are required by federal law to verify through the physical verification of the original signed consumer contract, any and all accounts that is listed on a consumer report. I demand from XXXX XXXX verifiable proof where I have lawfully consented to enter into any contract with XXXX XXXX. If this can not be provided, I demand an immediate deletion from any and all credit reporting agencies that they may furnished this inaccurate information to.

Frequently Asked Questions

What is Complaint #5754428 about?

Complaint #5754428 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2022-07-10T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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