Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5747224
Complaint Overview
Complaint ID: 5747224
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: New York
ZIP Code: 142XX
Date Received: 2022-07-07T12:00:00-05:00
Date Sent to Company: 2022-07-08T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I obtained a copy of my Experian consumer report in XX/XX/XXXX. I have identified information on my consumer report that are a result of identity theft. I did not provide written permission or instructions for the identified transactions to be reported on my consumer report. I have requested that the recording of this information be blocked and deleted immediately by Experian. My request to block and delete is not being made in error, nor is my request to block and delete being made on the basis of a material misrepresentation of fact by me relevant to the request to block and delete the identified transactions. Although I sent a ten page Affidavit of Fact which highlights specific accounts and account numbers as provided by Experian, along with copies of government identification and Social Security Card, all which were sent via USPS Certified Mail # XXXX XXXX XXXX XXXX XXXX XXXX through Notary Presentment, and received by Experian on XX/XX/XXXX, Experians response to my CFPB complaint is that I did not specify the accounts in question and for me to send Experian my government identification, social security card and a utility bill. In my telephone with an Experian representative on XX/XX/XXXX, I let the representative know that these items are not related to any transactions completed by me. I did not provide written permission or instructions for the identified transactions to be reported on my consumer report.The identified transactions are not information related to any transaction by me as the consumer. The information in question are as follows : -Names ( XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) ; -Addresses ( XXXX XXXX XXXX NY XXXX XXXX XXXX XXXX XXXX XXXX XXXX NY XXXX, XXXX XXXX XXXX XXXX NY XXXX, XXXX XXXX XXXX XXXX NY XXXX, XXXX XXXX XXXX XXXX NY XXXX, XXXX XXXX XXXX XXXX NY XXXX XXXX XXXX XXXX XXXX XXXX NY XXXX XXXX XXXX XXXX XXXX XXXX XXXX NY XXXX, XXXX XXXX XXXX XXXX XXXX NY XXXX, XXXX XXXX XXXX XXXX NY XXXX, XXXX XXXX XXXX XXXX NY XXXX XXXX XXXX XXXX XXXX XXXX NY XXXX XXXX XXXX XXXX of Birth ( XXXX ) ; -Phone numbers ( XXXX, XXXX, XXXX XXXX XXXX XXXX XXXX Co-Applicant ( D ) ; -Employers ( XXXXXXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX ; -Accounts ( XXXX XXXX XXXX, XXXX XXXX X X X X X X X X XXXX XXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX X XXXX XXXX X X XXXX X X X X, XXXX XXXX XXXXXXXX, XXXX XXXX XXXX XXXXXXXXXXXX XXXX XXXX XXXX XXXXXXXX, XXXX XXXX XXXX XXXXXXXX ) ; -Hard inquiries ( US SM BUS ADMIN ODA XX/XX/XXXX XXXX ; -Soft inquiries ( EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, EXPERIAN XX/XX/XXXX, XXXX XXXX XX/XX/XXXX, XXXX XXXX XX/XX/XXXX XXXX CREDIT REPORTING XXXX XX/XX/XXXX.
Frequently Asked Questions
What is Complaint #5747224 about?
Complaint #5747224 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-07-07T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.