Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #5743105
Complaint Overview
Complaint ID: 5743105
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-Issue: Investigation took more than 30 days
State: Ohio
ZIP Code: 44077
Date Received: 2022-07-06T12:00:00-05:00
Date Sent to Company: 2022-07-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Towhom it may concern, I'm just mailing you to let you know, respectfully, that you are incorrectly reporting some information on my credit report. I'm pretty frustrating to be honest, but I know that mistakes happen. I trust you'll fix the situation. Here 's the wrong info : XXXX is a billing error always paid as agreed on time this is an error this account in violation. XXXX Account Number : XXXX Please remove it from my credit report. 2.This is a billing error always paid as agreed on time this is an error this account in violation. XXXX Account Number : XXXX Please remove it from my credit report. 3.This is a billing error always paid as agreed on time this is an error this account in violation. XXXX Account Number : XXXX Please remove it from my credit report. 4.This is a billing error always paid as agreed on time this is an error this account in violation. XXXX Account Number : XXXX Please remove it from my credit report. 5.This is a billing error always paid as agreed on time this is an error this account in violation. XXXX Account Number : XXXX Please remove it from my credit report. 6.This is a billing error always paid as agreed on time this is an error this account in violation. XXXX Account Number : XXXX Please remove it from my credit report. 7.This is a billing error always paid as agreed on time this is an error this account in violation. XXXX Account Number : XXXX Please remove it from my credit report. 8.This is a billing error always paid as agreed on time this is an error this account in violation. XXXX Account Number : XXXX Please remove it from my credit report. 9.This is a billing error always paid as agreed on time this is an error this account in violation. XXXX Account Number : XXXX Please remove it from my credit report. 10.This is a billing error always paid as agreed on time this is an error this account in violation. XXXX Account Number : XXXX Please remove it from my credit report. 11.This is a billing error always paid as agreed on time this is an error this account in violation. XXXX Account Number : XXXX Please remove it from my credit report. 12.This is a billing error always paid as agreed on time this is an error this account in violation. XXXX Account Number : XXXX Please remove it from my credit report. I keep immaculate records of payment history acrossed all my bills and accounts, and there should be no late payments showing here. Inaccurate late payments like this are preventing me from obtaining credit that I'm trying to apply for because it's lowering my credit score big time. I've already been in talks with some experts who have informed me that there are laws to ensure that inaccurate credit information can't be reported. I take this very seriously and I would appreciate it if you remove the late payment marks off this account as soon as possible.
Frequently Asked Questions
What is Complaint #5743105 about?
Complaint #5743105 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2022-07-06T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.