Debt collection -- Attempts to collect debt not owed -- Complaint #5737057
Complaint Overview
Complaint ID: 5737057
Company: First Credit Services INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Indiana
ZIP Code: 47630
Date Received: 2022-07-05T12:00:00-05:00
Date Sent to Company: 2022-07-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/22 I received a letter from First Credit Services regarding an alleged debt owed for XXXX. I am not aware of this alleged debt nor believe I owe alleged amount. In response to this I sent out a debt validation letter requesting documents so that I can fully validate if this alleged debt is owed. I received notification that on XX/XX/22 First Credit Services received my letters via return green receipt. As of today XX/XX/22 I have not yet received any requested documents I asked for nor have I been compensated for these abusive debt collection practices.
Frequently Asked Questions
What is Complaint #5737057 about?
Complaint #5737057 was filed against First Credit Services INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-07-05T12:00:00-05:00.
How did First Credit Services INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against First Credit Services INC.?
Yes, visit the First Credit Services INC. company profile at readthecomplaint.com/company/first-credit-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.