Debt collection -- Attempts to collect debt not owed -- Complaint #5731633
Complaint Overview
Complaint ID: 5731633
Company: California Accounts Service
Product: Debt collection
Sub-Product: Medical debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was paid
State: California
ZIP Code: 956XX
Date Received: 2022-07-03T12:00:00-05:00
Date Sent to Company: 2022-07-03T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American, Servicemember
Consumer Narrative
I was the victim of a XXXX XXXX XXXX XXXX and was treated by the XXXX XXXX XXXX who was recommended by XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX CA XXXX https : XXXX ) who sued several entities. I signed settlement documents per his request that came with a promise to pay medical providers and me. This was in 2014, yet a derogatory collection still remains on my credit report XXXX years after the fact. The provider and collection agency when contacted said " Your XXXXr said he paid you all the money, that you disappeared and has no money to settle this debt! '' I have repeatedly informed the provider and the XXXX that this collection on my credit needs to be removed and yet despite multiple complaints including the credit agencies I am still been punished because a XXXX and or creditor has fraudulently absconded with insurance money, I say this under penalty of perjury and prepared to restate the same in a court of law. Even if I paid off the debt ( Double jeopardy ) I still lose after already paying higher interest and having banks and financial institutions refuse to loan me any money. As a XXXX veteran someone has to care, this creditor and XXXX both are fully aware that I have never received even a dime. The XXXX says he never told the creditor I had absconded with the settlement cash. " He said she said '' with me in the middle getting screwed. The XXXX has admitted to me that he never paid anyone and still has the cash yet as yet nothing has been done to clear my name. Are XXXX allowed to do this? I have been damaged through no fault of my own yet neither XXXX or XXXX despite complaints will remove the derogatory remark from my credit report?
Frequently Asked Questions
What is Complaint #5731633 about?
Complaint #5731633 was filed against California Accounts Service regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-07-03T12:00:00-05:00.
How did California Accounts Service respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against California Accounts Service?
Yes, visit the California Accounts Service company profile at readthecomplaint.com/company/california-accounts-service to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.