Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5730861
Complaint Overview
Complaint ID: 5730861
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information is missing that should be on the report
State: New York
ZIP Code: 11434
Date Received: 2022-07-03T12:00:00-05:00
Date Sent to Company: 2022-07-03T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
When I checked my Equifax credit report on XX/XX/2022 I noticed that account information and reporting history was removed from my credit report without my consent or authorization. The accounts are the following : XXXX. XXXX - XXXXXXXX XXXX XXXX. XXXX XXXX. XXXX. XXXX XXXX I followed up this unauthorized removal with a dispute letter for positive re-insertion. The dispute letter was date XX/XX/2022. The letter was tracked using certified mailing services via USPS. The letter was signed for by Equifax Credit Information Services Inc on XX/XX/2022. I have not received a response from Equifax nor seen the accounts re-inserted onto my credit report. It has been over 30 days.
Frequently Asked Questions
What is Complaint #5730861 about?
Complaint #5730861 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-07-03T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.