Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5728204

Complaint Overview

Complaint ID: 5728204

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: New York

ZIP Code: 11580

Date Received: 2022-07-01T12:00:00-05:00

Date Sent to Company: 2022-07-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

New information regarding complaint number XXXXMy name is XXXX and I am submitting this complaint myself. I received a letter from Equifax dated XX/XX/XXXX confirmation number XXXX regarding the inquiries listed. I, XXXX XXXX XXXX a consumer DEMANDS that Equifax remove these inquiries from my credit report and file IMMEDIATELY as they are a violation of my rights as a Federally Protected Consumer under title 15 chapter 41.USC 15a ( 2 ) ( b ). Also if I did not give Equifax to consent verbal or written consent Equifax is committing fraud which is under 18 USC 1028A. XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX

Frequently Asked Questions

What is Complaint #5728204 about?

Complaint #5728204 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-07-01T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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