Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5726212
Complaint Overview
Complaint ID: 5726212
Company: Financial Business And Consumer Solutions.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Other personal consumer report
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Michigan
ZIP Code: 48180
Date Received: 2022-07-01T12:00:00-05:00
Date Sent to Company: 2022-07-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To whom it may concern : XXXX : Intent to file suit : violation of the FCRA I have sent 50 previous letters to XXXX XXXX XXXX, FBCS all by certified mail ( copies of receipts enclosed ) requesting that XXXX XXXX and FBCS remove inaccurate information from my file, and they have failed to do so. Accordingly, I can show a judge that these accounts are inaccurate and that XXXX XXXX XXXX and FBCS has violated the Fair Credit Reporting Act by ignoring my requests to investigate the accused debt of {$1400.00} dollars. My previous lettersall sent certified mailstated my reasons for an investigation and these reasons were not frivolous in any way. If this final request does not prompt XXXX XXXX XXXX, and FBCS to conduct a proper investigation of the accounts in question, and send proof to me of said investigation, I will file a civil suit in XXXX XXXX MI, for damages. I take my credit very seriously and your lack of professionalism and assistance is unacceptable. I am aware of my rights under the FCRA and intend to pursue them to the maximum I appreciate your response.
Frequently Asked Questions
What is Complaint #5726212 about?
Complaint #5726212 was filed against Financial Business And Consumer Solutions. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-07-01T12:00:00-05:00.
How did Financial Business And Consumer Solutions. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Financial Business And Consumer Solutions.?
Yes, visit the Financial Business And Consumer Solutions. company profile at readthecomplaint.com/company/financial-business-and-consumer-solutions to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.