Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5725345
Complaint Overview
Complaint ID: 5725345
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: California
ZIP Code: 95054
Date Received: 2022-06-30T12:00:00-05:00
Date Sent to Company: 2022-06-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On multiple occasions I've contacted Equifax about incorrect reporting on my credit report. My credit report has not been updated Since XX/XX/XXXX. Equifax is reporting multiple late payments from XXXX XXXX. I have never been late or missed a payment from XXXX XXXX. I've disputed this multiple times, but Equifax has not reported the correct information and remove these late payments from my credit report. Equifax is reporting a balance with XXXX XXXX on my credit report. This balance was paid in full on XX/XX/XXXX. XXXX XXXX shows two late payments on XX/XX/XXXX & XX/XX/XXXX. This balance was paid in full and never late. There are two accounts from XXXX XXXX XXXX XXXX XXXX. These are fraudulent accounts that have been disputed and confirmed Fraud by XXXX XXXX XXXX XXXX XXXX, but Equifax has failed to remove the accounts from my credit report.
Frequently Asked Questions
What is Complaint #5725345 about?
Complaint #5725345 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-06-30T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.