Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5724024
Complaint Overview
Complaint ID: 5724024
Company: Action Collection Service
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Indiana
ZIP Code: 46312
Date Received: 2022-06-30T12:00:00-05:00
Date Sent to Company: 2022-06-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
My consumer rights are being violated. I have contacted this company for debt validation and have also sent a notice to cease and desist of all illegal activities and communications. It has been well over 30 days, and I still haven't had a respond.
Frequently Asked Questions
What is Complaint #5724024 about?
Complaint #5724024 was filed against Action Collection Service regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-06-30T12:00:00-05:00.
How did Action Collection Service respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Action Collection Service?
Yes, visit the Action Collection Service company profile at readthecomplaint.com/company/action-collection-service to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.